Vicky Leyva

Senior Loan Officer

DRE #01122269 | NMLS # 224940

​I became a real estate agent in 1991, and by 1992, I was honored to be the top seller at Century 21, a title I held until 1995. I later achieved similar success at California Properties. In 2002, I shifted my focus to lending and began my journey as a Senior Loan Officer. Shortly after, I became the loan originator at United Real Estate Home Loans, which now operates as JV Realty Home Loans.
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Services Offered

Free Pre-Qualification
​I offer a complimentary pre-qualification at the start of the process to help you find a home that’s the perfect fit for your needs and budget.
Helping you Secure a Home Loan
Once you’ve chosen a home, I will work with you to secure the best loan from the bank. With my experience as a Senior Loan Officer, I can offer a seamless loan process from start to finish.
Refinance
Whether you’re looking to lower your monthly payments, shorten your loan term, or access equity for other financial goals, I can help. I’ll guide you through the refinancing process to ensure it’s smooth, efficient, and tailored to your unique needs
Get Started

Explore Our Loan Options

At JV Realty Home Loans, I’m committed to helping you find the perfect loan program to suit your needs. Whether you're a first-time buyer or a seasoned investor, I offer a variety of loan options to help make homeownership possible:
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  • FHA Loans
  • VA Loans​
  • Fannie Mae Loans
  • Down Payment Assistance (First-Time Buyer Programs)
  • No Income Verification Loans​
  • Stated Income Loans (No taxes or pay stubs required)
  • DSCR Loans (for investors)​​
I’m here to guide you through the process and answer any questions to make sure you find the loan that’s the right fit for you.